body {
background-image: url(images/bg.gif);
background-repeat: no-repeat;
background-color: #ffffff;
margin-width: 0px;
margin-height: 0px;
margin-left: 0px;
margin-top: 0px;
margin-bottom: 0px;
}

A:link {text-decoration: underline; color:#cc0000;}
A:visited {text-decoration: underline; color:#cc0000;}
A:hover {text-decoration: none; color:#000000;}

A.subnavlink:link {text-decoration: none; color:#003366;}
A.subnavlink:visited {text-decoration: none; color:#003366;}
A.subnavlink:hover {text-decoration: none; color:#cc0000;}

A.calllink:link {text-decoration: none; color:#AD0000;}
A.calllink:visited {text-decoration: none; color:#AD0000;}
A.calllink:hover {text-decoration: none; color:#858585;}

A.footerlink:link {text-decoration: none; color:#858585;}
A.footerlink:visited {text-decoration: none; color:#858585;}
A.footerlink:hover {text-decoration: none; color:#000000;}

hr {
color: #000000;
height: 1px;
width: 95%;
float: left;
}

.topnav {
vertical-align: top;
float: left;
padding-top: 30px;
padding-right: 10px;
}

.subnavspacerb {
height: 175px;
}

.subnavspacer {
height: 25px;
}

.pagetable {
background-image: url(images/contentbg.gif);
vertical-align: top;
width: 731px;
max-width: 731px;
}

.headertopb {
vertical-align: top;
text-align: left;
padding-left: 12px;
}

.headertop {
vertical-align: top;
text-align: left;
}

.contentmargin {
vertical-align: top;
padding-left: 14px;
padding-top: 14px;
}

.pagetitle {
text-align: center;
vertical-align: middle;
font-weight: bold;
font-family: Arial, Helvetica, sans-serif;
font-size: 13px;
color: #023B81;
}

.contentspacer {
height: 5px;
}

.emailicon {
/*vertical-align: top;*/
text-align: right;
padding-right: 20px;
padding-left: 320px;
}

.pagecontent {
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
/*color: #666666;*/
color: #000000;
vertical-align: top;
text-align: left;
padding-right: 65px;
padding-left: 0px;
}

.referencetext {
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
color: #666666;
vertical-align: top;
text-align: left;
padding-right: 65px;
padding-left: 15px;
}

.pagecontentb {
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #000000;
/*color: #666666;*/
vertical-align: top;
text-align: left;
margin-left: 20px;
padding-right: 65px;
padding-left: 3px;
}

.subnavimgb {
vertical-align: top;
margin-bottom: 3px;
width: 400px;
float: left;
}

.subnavimg {
vertical-align: top;
margin-bottom: 3px;
width: 150px;
float: left;
}

.subnavtitle {
vertical-align: top;
text-align: left;
margin-left: 14px;
margin-top: 10px;
margin-bottom: 10px;
}

.subnavbg {
vertical-align: top;
text-align: left;
width: 1px;
height: 450px;
}

.subnavhline {
vertical-align: middle;
text-align: left;
padding-left: 2px;
margin-top: 15px;
margin-bottom: 15px;
}

.subnavtext {
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #666666;
text-align: left;
vertical-align: top;
margin-top: 10px;
margin-left: 14px;
margin-right: 5px;
}

.subnav {
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
color: #003366;
text-align: left;
vertical-align: top;
margin-top: 10px;
margin-left: 10px;
}

.footer {
height: 24px;
width: 740px;
vertical-align: bottom;
text-align: center;
}

.footerhline {
padding-top: 15px;
margin-bottom: 10px;
}

.footertextleft {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #044674;
text-align: center;
vertical-align: middle;
padding-left: 6px;
padding-top: 4px;
}

.footertextright {
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #939393;
text-align: right;
vertical-align: middle;
padding-right: 5px;
padding-top: 4px;
}

/* home page styles */

A.homepagelink:link {text-decoration: none; color:#858585;}
A.homepagelink:visited {text-decoration: none; color:#858585;}
A.homepagelink:hover {text-decoration: none; color:#000000;}

.homepagesidecontent {
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
color: #666666;
vertical-align: top;
text-align: left;
margin-left: 10px;
margin-right: 12px;
}

.sideimg {
vertical-align: top;
margin-bottom: 12px;
}

.sidetitle {
vertical-align: top;
text-align: left;
margin-left: 10px;
margin-bottom: 15px;
}

.sidehline {
text-align: left;
margin-top: 10px;
margin-bottom: 10px;
}

.taglinea {
vertical-align: top;
text-align: center;
margin-top: 30px;
margin-bottom: 30px;
}

.homepagecontent {
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #666666;
vertical-align: top;
text-align: left;
margin-left: 10px;
margin-right: 12px;
margin-top: 12px;
}

li {
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
/*color: #666666;*/
color: #000000;
text-align: left;
line-height: 16px;
vertical-align: middle;
list-style-position: outside;

}